Intellectual Property India Publishes Patent Application for 'Automated System For Credit Card Fraud Detection Using Deep Learning And Ensemble Techniques' Filed by Swami Rama Himalayan University

MUMBAI, India, Jan. 23 -- Intellectual Property India has published a patent application (202511125552 A) filed by Swami Rama Himalayan University, Dehradun, Uttarakhand, on Dec. 12, 2025, for 'automated system for credit card fraud detection using deep learning and ensemble techniques.'

Inventor(s) include Vinay Rishiwal; Shashi Bhushan; and Pramod Kumar.

The application for the patent was published on Jan. 23, under issue no. 04/2026.

According to the abstract released by the Intellectual Property India: "A system for detecting credit card fraud is disclosed, belonging to the field of financial data analytics. The system integrates an input stage for transaction data with a preprocessing module that cleans, deduplicates, and applies Min-Max Normalization, followed by a feature engineering module that extracts contextual and temporal attributes. A deep learning module featuring sequential dense RLU layers with dropout, complemented by a recurrent neural network module employing bidirectional LSTM/GRU architectures, processes the data. An ensemble module aggregates predictions from multiple classifiers, while a data sampling module balances classes via SMOTE. Hyperparameter tuning and calibration optimize model outputs, and performance is evaluated on high-performance, cloud-based infrastructure."

Disclaimer: Curated by HT Syndication.