MUMBAI, India, May 1 -- Intellectual Property India has published a patent application (202611026469 A) filed by Sharda University, Greater Noida, Uttar Pradesh, on March 6, for 'biometric merchant payment terminal.'

Inventor(s) include Shivank Mehrotra; Mehak Parashar; Dr. Sudeep Varshney; and Krtikay Sharma.

The application for the patent was published on May 1, under issue no. 18/2026.

According to the abstract released by the Intellectual Property India: "Disclosed is a biometric merchant payment terminal comprising a housing positioned at a merchant point of sale, a fingerprint sensor configured to capture a biometric fingerprint, a secure cryptographic processor configured to generate an encrypted biometric template, and a transaction microcontroller configured to produce a debit authorization request based on the encrypted biometric template and a transaction amount. A network module transmits the debit authorization request to an external authentication service and receives an authentication response. A local encrypted identity session handler manages the biometric session during authorization, and an output interface provides transaction confirmation upon successful debit authorization. The terminal enables identity-based transaction execution through secure hardware processing and encrypted communication."

Disclaimer: Curated by HT Syndication.