MUMBAI, India, May 1 -- Intellectual Property India has published a patent application (202621028937 A) filed by Vikrant University, Gwalior, Madhya Pradesh, on March 11, for 'digital platform for intelligent financial transaction tracking and commercial analytics.'
Inventor(s) include Dr. Rahul Kushwah; Dr. Nitin Agarwal; Mr. Dhruv Sharma; Ms. Abhilasha Dubey; and Ms. Vaishnavi Mishra.
The application for the patent was published on May 1, under issue no. 18/2026.
According to the abstract released by the Intellectual Property India: "A digital platform for intelligent financial transaction tracking and commercial analytics is disclosed. The platform integrates transaction data from multiple heterogeneous sources including banking systems, payment gateways, enterprise software, and blockchain networks through secure ingestion mechanisms. A data normalization engine standardizes and validates transaction records before processing by a machine learning based transaction intelligence engine configured to classify transactions and detect anomalies. A commercial analytics module generates predictive insights including cash flow forecasts, performance indicators, and expenditure trends. A dynamic risk scoring engine assigns risk levels based on behavioral and regulatory parameters, while a compliance monitoring module generates automated statutory reports. The platform further incorporates encryption, access control, and audit logging mechanisms to ensure data security, integrity, and regulatory adherence across cloud, hybrid, and on premise deployment environments."
Disclaimer: Curated by HT Syndication.
