MUMBAI, India, Sept. 12 -- Intellectual Property India has published a patent application (202527078994 A) filed by Capital One Services, Llc, McLean, U.S.A., on Aug. 20, for 'multi-modal access to an online service using hierarchical cryptographic keys for user authentication.'
Inventor(s) include Osborn, Kevin; and Weikel, Cara.
The application for the patent was published on Sept. 12, under issue no. 37/2025.
According to the abstract released by the Intellectual Property India: "The exemplary embodiments may provide a password-less user authentication mechanism that enables users to be authenticated for accessing an online service. The online service may be, for example, a website that provides a service. A user registers with the online service and then is given a private cryptographic key that is used to gain access to the online service. The exemplary embodiments enable the creation of subaccounts that are affiliated with an account. At least one offspring cryptographic key pair for user authentication may be generated for each subaccount. The offspring cryptographic key pairs are derived from the primary cryptographic key pair for user authentication that is associated with the account. The offspring key cryptographic key pairs are used to gain access to the online service via a subaccount. Each subaccount may have different modes of access. Each subaccount may have different authorizations relative to use of the online service."
The patent application was internationally filed on Jan. 22, 2024, under International application No.PCT/US2024/012374.
Disclaimer: Curated by HT Syndication.
