MUMBAI, India, May 30 -- Intellectual Property India has published a patent application (202517014740 A) filed by Capital One Services, Llc, McLean, U.S.A., on Feb. 20, for 'systems and methods for dynamic data generation and cryptographic card authentication.'
Inventor(s) include Chigurupati, Srinvasa; and Osborn, Kevin.
The application for the patent was published on May 30, under issue no. 22/2025.
According to the abstract released by the Intellectual Property India: "Systems and methods for authentication may include an authentication system. The authentication system may include a processor and a memory. The memory may contain a unique identifier, a counter, a session key, and a PAN sequence number. The processor may be configured to receive an authentication request. The processor may be configured to generate, in response to the authentication request, a virtual card number and a dynamic security code based on mapping with a plurality of parameters of a cryptogram including at least one selected from the group of the unique identifier, the counter, the session key, and the PAN sequence number. The processor may be configured to transmit the virtual card number and the dynamic security code to complete the authentication request."
The patent application was internationally filed on Aug. 14, 2023, under International application No.PCT/US2023/030131.
Disclaimer: Curated by HT Syndication.
