MUMBAI, India, Nov. 7 -- Intellectual Property India has published a patent application (202517094660 A) filed by Capital One Services, Llc, McLean, U.S.A., on Oct. 1, for 'systems and methods for provisioning transaction cards to multiple merchants.'
Inventor(s) include Kumar, Kaush; Rule, Jeffrey; and Wang, Jinlian.
The application for the patent was published on Nov. 7, under issue no. 45/2025.
According to the abstract released by the Intellectual Property India: "Systems, methods, apparatuses, and computer-readable media for provisioning transaction cards to multiple merchants from a single access point are described. For example, a method may include receiving a payment card number request, sending a contactless payment card step-up authentication request to the user device, receiving, from the user device, encrypted authentication information obtained from the contactless payment card in response to the contactless payment card step-up request, authenticating the encrypted authentication information received from the user device, granting a token to identify a communication session established with the merchant, which may enable a continued exchange of data with the merchant, and using the token to identify the respective communication session established with the merchant, providing account information to the merchant to associate a respective merchant account with a user of the contactless payment card."
The patent application was internationally filed on Apr. 09, 2024, under International application No.PCT/US2024/023689.
Disclaimer: Curated by HT Syndication.
