MUMBAI, India, July 13 -- Intellectual Property India has published a patent application (202641082703 A) filed by Tarun Vakkalagadda on July 05, 2026, for Adaptive Generative Artificial Intelligence-Based Financial Risk Intelligence And Regulatory Compliance Validation System For Real-Time Decision Support And Automated Governance.
Inventor includes Tarun Vakkalagadda.
The application for the patent was published on July 10, 2026, under issue no. 28/2026.
Abstract: ABSTRACT OF THE INVENTION ADAPTIVE GENERATIVE ARTIFICIAL INTELLIGENCE-BASED FINANCIAL RISK INTELLIGENCE AND REGULATORY COMPLIANCE VALIDATION SYSTEM FOR REAL-TIME DECISION SUPPORT AND AUTOMATED GOVERNANCE The present invention relates to an adaptive generative artificial intelligence-based financial risk intelligence and regulatory compliance validation system for real-time financial decision support and automated governance. The system comprises a financial data acquisition engine, an enterprise integration interface, a generative intelligence engine, a regulatory knowledge repository, a compliance reasoning engine, a predictive financial risk assessment engine, an explainable decision validation engine, a governance orchestration engine, an adaptive learning engine, a decision execution interface, and a centralized audit and traceability repository. The financial data acquisition engine collects structured and unstructured financial information from enterprise systems and external sources. The generative intelligence engine semantically interprets financial information and regulatory documents using artificial intelligence models to generate contextual financial representations. The compliance reasoning engine validates proposed financial decisions against applicable regulatory requirements, organizational governance policies, accounting standards, and compliance obligations. Figure of abstract: FIG. 1.
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