MUMBAI, India, June 26 -- Intellectual Property India has published a patent application (202641071335 A) filed by Cvr College Of Engineering on June 09, 2026, for Adaptive Voice Driven System For Automated Banking Form Generation With Continuous Identity Verification.
Inventors include Dr. P. Hema Sree; Dyapa Gnaneswar Reddy; Midididdi Sushanth Srinivas; and Bysani Varsha.
The application for the patent was published on June 19, 2026, under issue no. 25/2026.
Abstract: The present invention describes a voice-driven banking system that automatically generates transaction forms while maintaining continuous user authentication. The system enables secure and accessible banking through natural language interactions. It includes a data extraction unit that retrieves customer information from financial databases and a language-processing module employing artificial intelligence to understand regional languages, dialects, and informal speech. A decision engine interprets user intent and activates the appropriate transaction workflow. Information collected through voice or document-assisted inputs is structured and mapped to predefined templates for automated form generation, reducing manual effort. Simultaneously, an identity assurance module performs periodic verification by capturing facial images and comparing extracted biometric features with authenticated records. A liveness detection mechanism analyses surface characteristics to identify spoofing attempts. If authentication failure or suspicious activity is detected, the session is terminated. The system provides a secure, scalable, and inclusive banking solution, particularly benefiting users with limited literacy.
Disclaimer: Curated by HT Syndication.
