MUMBAI, India, June 22 -- Intellectual Property India has published a patent application (202641062962 A) filed by Jyothi Engineering College on May 18, 2026, for An Intelligent Blacklisting System For Free Health Insurance Misuse Prevention.
Inventors include Ms. Sagna L T; Dr. Geethu Mary George; Ms. Diya Ramesh Menon; Ms. C S Swathy; Ms. Sivani Saleesh; and Ms. Ramshiya Kabeer.
The application for the patent was published on June 12, 2026, under issue no. 24/2026.
Abstract: The present invention relates to an intelligent blacklisting system for preventing misuse of free health insurance schemes through real-time fraud detection and automated blacklist management. The system comprises a real-time monitoring module configured to continuously track insurance claim transactions, an anomaly detection engine configured to identify suspicious claim patterns using rule-based and machine-learning techniques, a behavioral analysis engine configured to evaluate historical misuse behavior, and a risk assessment engine configured to generate fraud-risk scores. A blacklisting module automatically restricts entities exceeding predefined fraud thresholds from accessing healthcare insurance services. The invention further includes secure authentication mechanisms, encrypted communication interfaces, centralized fraud databases, and scalable cloud-based deployment architectures. The proposed invention improves fraud-prevention efficiency, reduces financial losses, enhances operational transparency, strengthens healthcare data security, and provides proactive misuse prevention within government and private healthcare insurance ecosystems.
Disclaimer: Curated by HT Syndication.
