MUMBAI, India, July 24 -- Intellectual Property India has published a patent application (202621059161 A) filed by Mr. Ganesh Subramanium Iyer; and Mrs. Shraddha Ganesh Lyer on May 09, 2026, for System And Method For Trust Orchestration Engine For Secure Identity Binding And Real-Time Fraud Prevention..
Inventors include Mr. Ganesh Subramanium Iyer; and Mrs. Shraddha Ganesh Lyer.
The application for the patent was published on July 17, 2026, under issue no. 29/2026.
Abstract: The present disclosure relates to a Trust Orchestration Engine (TOE) for a total identity binding process enabling secure binding of human, SIM, and device. The system comprises a TOE orchestrator configured to control workflow execution through a state machine engine managing predefined states. A plurality of identity services including KYC verification, selfie/video KYC with liveness detection and face matching, and SIM verification with geo-location verification operate in parallel to validate user identity. A financial data aggregation layer performs concurrent API-based data retrieval, the outputs of which are processed by a risk engine comprising rule-based logic and machine learning models to generate a composite risk score. A consent management module captures explicit consent. An evidence bundle manager generates tamper-proof records stored using IPFS and blockchain integration. The system provides real-time verification, enhanced fraud prevention, and immutable auditability for identity transactions.
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