MUMBAI, India, Aug. 10 -- Intellectual Property India has published a patent application (202641089432 A) filed by Somsolay Ramesh; and P. Malleswari on July 22, 2026, for System For Digital Generation, Authentication And Submission Of Banking Transaction Documents And Method Thereof.

Inventors include Somsolay Ramesh; and P. Malleswari.

The application for the patent was published on July 31, 2026, under issue no. 31/2026.

Abstract: A system for digital generation, authentication and submission of banking transaction documents and method thereof, comprises a user interface 101 accessed by a customer, a multi-factor authentication module 103 to verify identity of customer, a core banking system 104 to process, validate, and record all banking transactions, a digital form generation engine 105 to generate transaction specific digital forms, a real time validation module 106 to validate customer entered data, a token based queue management module 107 to receive digital deposit or withdrawal, a cryptographic authorization code module 108 to generate a single use and time bound authorization code, a tax payment module to generate category specific challan forms and initiate automatic debit reversal, an immutable audit trail module 109 to record events, and a method for digital generation, authentication and submission of banking transaction documents through a user interface 101.

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