MUMBAI, India, July 7 -- Intellectual Property India has published a patent application (202527103837 A) filed by Dbs Bank Ltd on October 28, 2025, for Systems, Processors, And Methods For Managing User Financial Information.
Inventors include Li, Jun; Gu, Xiecheng; and Koh, Tong Kai, Alvin Number.
The application for the patent was published on July 03, 2026, under issue no. 27/2026.
Abstract: Embodiments relate to methods and systems for managing user financial information. The method includes performing a main financial institution processing, which includes generating an inflow and outflow of value into and out of all financial accounts held by the user in at least a first and second financial institution, generating an inflow/outflow ratio, identifying all recurring and non¬ recurring payments made by all financial accounts held in the first and second financial institution, and generating a financial institution score based on at least one of the above. The method includes determining a financial institution ranking, determined by comparing the financial institution scores and ranking based on the comparing. The method includes generating product recommendation(s) based on the financial institution score(s) and/or the financial institution ranking.
Disclaimer: Curated by HT Syndication.
