MUMBAI, India, Sept. 4 -- Reserve Bank of India issued the following press release:
(Amount in ₹ crore) SCHEDULED COMMERCIAL BANKS
(Including RRBs, SFBs and PBs) ALL SCHEDULED BANKS 23-Aug-2024 08-Aug-2025* 22-Aug-2025* 23-Aug-2024 08-Aug-2025* 22-Aug-2025* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from banks 294896.40 341956.14 347696.65 298809.39 349533.41 355276.68** b) Borrowings from banks 126681.45 100840.03 100383.06 126693.70 100849.93 100411.43 c) Other demand & time liabilities 77788.82 25575.23 24565.88 78091.77 26106.50 25090.82 II LIABILITIES TO OTHERS (A) a) Deposits (other than from banks) 21325126.04 23472137.28 23504100.92 21775041.27 23968256.28 23999120.05 i) Demand 2446039.12 2846729.65 2891681.20 2494144.42 2896797.90 2941483.87 ii) Time 18879086.92 20625407.63 20612419.72 19280896.86 21071458.38 21057636.19 b) Borrowings @ 911376.92 839842.19 862408.87 915625.17 844291.84 866787.67 c) Other demand & time liabilities 930737.99 1025627.20 1032985.49 943567.75 1039777.98 1047225.90 III BORROWINGS FROM R.B.I. (B) 6708.00 4352.00 1818.00 6708.00 4352.00 1818.00 Against usance bills and / or prom. Notes IV CASH 96191.04 77656.28 83847.17 98692.89 80311.33 86450.96 V BALANCES WITH R.B.I. (B) 960220.32 926801.53 932900.01 980052.53 946214.94 951890.51 VI ASSETS WITH BANKING SYSTEM a) Balances with other banks i) In current accounts 10221.58 11316.60 21156.66 12893.33 13464.72 23376.45 ii) In other accounts 197605.15 248136.47 251445.26 243227.62 308751.31 312374.95 b) Money at call & short notice 16565.34 16804.19 15580.94 26946.55 35803.61 34331.63 c) Advances to banks (i.e. due from bks.) 43551.38 26294.89 28221.07 44373.32 27765.93 29528.77A£ d) Other assets 124693.42 72533.15 55543.11 128034.87 77772.98 61019.57 VII INVESTMENTS (At book value) 6365486.88 6750168.11 6758461.14 6516536.35 6914729.03 6924210.30 a) Central & State Govt. securities+ 6365128.40 6749709.09 6758002.12 6508457.60 6905350.35 6915036.57 b) Other approved securities 358.48 459.01 459.01 8078.75 9378.68 9173.73 VIII BANK CREDIT (Excluding Inter-Bank Advances) 16945308.62 18606166.74 18644997.25 17382992.90 19074853.96 19114817.38 a) Loans, cash credits & Overdrafts $ 16636047.05 18268385.20 18305425.87 17070664.91 18734762.99 18773136.20 b) Inland Bills purchased 66753.62 77796.11 78196.90 68163.31 78254.21 78570.66 c) Inland Bills discounted 204585.34 224929.15 227082.71 205703.35 226181.93 228244.63 d) Foreign Bills purchased 16267.13 13192.40 12832.88 16447.88 13416.63 13052.64 e) Foreign Bills discounted 21655.48 21863.88 21458.88 22013.45 22238.21 21813.24 NOTE * Provisional figures incorporated in respect of such banks as have not been able to submit final figures. (A) Demand and Time Liabilities do not include borrowings of any Scheduled State Co-operative Bank from State Government and any reserve fund deposits maintained with such banks by any co-operative society within the areas of operation of such banks. ** This excludes deposits of Co-operative Banks with Scheduled State Co-operative Banks. These are included under item II (a). @ Other than from Reserve Bank, National Bank for Agriculture and Rural Development and Export Import Bank of India. (B) The figures relating to Scheduled Commercial Banks' Borrowings in India from Reserve Bank and balances with Reserve Bank are those shown in the statement of affairs of the Reserve Bank. Borrowings against usance bills and/ or promissory notes are under Section 17(4)(c) of the Reserve Bank of India Act, 1934. Following a change in the accounting practise for LAF transactions with effect from July 11, 2014, as per the recommendations of Malegam Committee formed to Review the Format of Balance Sheet and the Profit and Loss Account of the Bank, the transactions in case of Repo / Term Repo / MSF are reflected under 'Borrowings from RBI'. A£ This excludes advances granted by Scheduled State Co-operative Banks to Co-operative banks. These are included under item VIII (a). + Includes Treasury Bills, Treasury Deposits, Treasury Savings Certificates and postal obligations. $ Includes advances granted by Scheduled Commercial Banks and Scheduled Cooperative Banks to Public Food Procurement Agencies (viz. Food Corporation of India, State Government and their agencies under the Food consortium).
Food Credit Outstanding as on (Amount in ₹ crore) Date 23-Aug-2024 08-Aug-2025 22-Aug-2025 Scheduled Commercial Banks 24360.63 52281.34 50455.85 Scheduled Co-operative Banks 50620.30 51974.00 51974.00
The expression 'Banking System' or 'Banks' means the banks and any other financial institution referred to in sub-clauses (i) to (vi) of clause (d) of the explanation below Section 42(1) of the Reserve Bank of India Act, 1934.
No. of Scheduled Commercial Banks as on Current Fortnight:121
Ajit Prasad
Deputy General Manager
(Communications)
Press Release: 2025-2026/1034
Disclaimer: Curated by HT Syndication.
