PREMATURE REDEMPTION UNDER SOVEREIGN GOLD BOND (SGB) SCHEME - REDEMPTION PRICE FOR PREMATURE REDEMPTION OF SGB 2020-21 SERIES-I DUE ON APRIL 28, 2026

MUMBAI, India, April 27 -- Reserve Bank of India issued the following press release: In terms of GOI notification F.No.4(4)-B(W&M)/2020 dated April 13, 2020 (SGB 2020-21 Series-I-Issue date April 28, 2020) on Sovereign Gold Bond Scheme, premature redemption of Gold Bond may be permitted after fifth year from the date of issue of such Gold Bond on the date on which interest is payable. Accordingly, the next due date of premature redemption of the above tranche shall be on April 28, 2026. 2. Fur...


MONEY MARKET OPERATIONS AS ON APRIL 24, 2026

MUMBAI, India, April 27 -- Reserve Bank of India issued the following press release: (Amount in ₹ crore, Rate in Per cent) MONEY MARKETS@ -- > Money Markets@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 7,03,167.60 5.02 2.98-6.10 I. Call Money 24,046.42 5.11 4.20-5.20 II. Triparty Repo 4,93,660.35 5.03 4.90-5.09 III. Market Repo 1,79,351.58 5.00 2.98-5.15 IV. Repo in Corporate Bond 6,109.25 5.29 5.15-6.10 B. Term Segment I. Notice Money** 302.10 5.1...


MONEY MARKET OPERATIONS AS ON APRIL 25, 2026

MUMBAI, India, April 27 -- Reserve Bank of India issued the following press release: (Amount in ₹ crore, Rate in Per cent) MONEY MARKETS@ -- > Money Markets@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 0.00 - - I. Call Money 0.00 - - II. Triparty Repo 0.00 - - III. Market Repo 0.00 - - IV. Repo in Corporate Bond 0.00 - - B. Term Segment I. Notice Money** 0.00 - - II. Term Money@@ 0.00 - - III. Triparty Repo 0.00 - - IV. Market Repo 0.00 - - V. Repo...


MONEY MARKET OPERATIONS AS ON APRIL 26, 2026

MUMBAI, India, April 27 -- Reserve Bank of India issued the following press release: (Amount in ₹ crore, Rate in Per cent) MONEY MARKETS@ -- > Money Markets@ Volume (One Leg) Weighted Average Rate Range A. Overnight Segment (I+II+III+IV) 0.00 - - I. Call Money 0.00 - - II. Triparty Repo 0.00 - - III. Market Repo 0.00 - - IV. Repo in Corporate Bond 0.00 - - B. Term Segment I. Notice Money** 0.00 - - II. Term Money@@ 0.00 - - III. Triparty Repo 0.00 - - IV. Market Repo 0.00 - - V. Repo...


RBI ISSUES DIRECTIONS ON ASSET CLASSIFICATION, PROVISIONING, AND INCOME RECOGNITION FOR COMMERCIAL BANKS

MUMBAI, India, April 27 -- Reserve Bank of India issued the following press release: The Reserve Bank of India had, on October 07, 2025, issued the Reserve Bank of India (Commercial Banks-Asset Classification, Provisioning and Income Recognition) Directions, 2025 for stakeholder feedback. 2. Feedback received on the draft Directions has been examined and consequent modifications, as deemed appropriate, have been suitably incorporated in the final Directions. A statement on the feedback receive...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - CREDIT RISK MANAGEMENT) - SECOND AMENDMENT DIRECTIONS, 2026TABLE 1: INCREMENTAL CAPITAL REQUIREMENTS FOR UFCEPOTENTIAL LOSS / EBID (PER CENT) INCREMENTAL CAPITAL REQUIREMENT

MUMBAI, India, April 27 -- Reserve Bank of India issued the following notification: RBI/2026-27/26 DOR.STR.REC.10/07-02-001/2026-27 April 27, 2026 Reserve Bank of India (Commercial Banks - Credit Risk Management) - Second Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Credit Risk Management) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. Consequent to the issuance of Reserve Bank of India (Commercial Banks - Asset Classification, P...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - FINANCIAL STATEMENTS: PRESENTATION AND DISCLOSURES)- SEVENTH AMENDMENT DIRECTIONS, 2026PARTICULARSAS ON MARCH 31, CURRENT YEARAS ON MARCH 31, PREVIOUS YEARSTAGE 1STAGE 2STAGE 3PURCHASED OR ORIGINATED CREDIT IMPAIRED (POCI)TOTALSTAGE 1STAGE 2STAGE 3PURCHASED OR ORIGINATED CREDIT IMPAIRED (POCI)TOTALINVESTMENTSSTAGE 1STAGE 2STAGE 3POCITOTAL GROSS AMOUNTECL LOSS ALLOWANCEGROSS AMOUNTECL LOSS ALLOWANCEGROSS AMOUNTECL LOSS ALLOWANCEGROSS AMOUNTECL LOSS ALLOWANCEGROSS AMOUNTECL LOSS ALLOWANCEPARTICULARSAS ON MARCH 31, CURRENT YEARAS ON MARCH 31, PREVIOUS YEARSTAGE 1STAGE 2STAGE 3POCITOTALSTAGE 1STAGE 2STAGE 3POCITOTALPARTICULARSAS ON MARCH 31, CURRENT YEARAS ON MARCH 31, PREVIOUS YEARSTAGE 1STAGE 2STAGE 3POCITOTALSTAGE 1STAGE 2STAGE 3POCITOTALPARTICULARSCURRENT YEARPREVIOUS YEARSTAGE 1STAGE 2STAGE 3POCITOTALSTAGE 1STAGE 2STAGE 3POCITOTAL STAGE 1STAGE 2STAGE 3TOTAL GROSS LOAN AMOUNTECL LOSS ALLOWANCEGROSS LOAN AMOUNTECL LOSS ALLOWANCEGROSS LOAN AMOUNTECL LOSS ALLOWANCEGROSS LOAN AMOUNTECL LOSS ALLOWANCE- -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- - -- -- LOAN COMMITMENTSSTAGE 1STAGE 2STAGE 3POCITOTAL-- -- - -- -- -- -- -- -- -- -- -- -- -- -- -FINANCIAL GUARANTEE CONTRACTSSTAGE 1STAGE 2STAGE 3POCITOTAL-- -- - -- -- -- -- -- -- -- -- -- -- -- -- -OTHERSSTAGE 1STAGE 2STAGE 3POCITOTAL-- -- - -- -- -- -- -- -- -- -- -- -- -- -- -RISK CATEGORY*EXPOSURE (NET) AS AT MARCH. (CURRENT YEAR)EXPOSURE (NET) AS AT MARCH. (PREVIOUS YEAR)

MUMBAI, India, April 27 -- Reserve Bank of India issued the following notification: RBI/2026-27/35 DOR.STR.REC.15/21-04-018/2026-27 April 27, 2026 Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures)- Seventh Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. Consequent to the issuance of Reserve B...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - ASSET LIABILITY MANAGEMENT) - AMENDMENT DIRECTIONS, 2026

MUMBAI, India, April 27 -- Reserve Bank of India issued the following notification: RBI/2026-27/30 DOR.STR.REC.12/13-10-001/2026-27 April 27, 2026 Reserve Bank of India (Commercial Banks - Asset Liability Management) - Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Asset Liability Management) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. Consequent to the issuance of Reserve Bank of India (Commercial Banks - Asset Classification, P...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - CLASSIFICATION, VALUATION, AND OPERATION OF INVESTMENT PORTFOLIO)- AMENDMENT DIRECTIONS, 2026SL. NO.FROMTOACCOUNTING TREATMENTAHTMAFSBFVTPLCAFSHTMDFVTPLEFVTPLHTMFAFSPARTICULARSDEBIT (₹)CREDIT (₹)75 20 95PARTICULARSDEBIT (₹)CREDIT (₹)3.94 58.94PARTICULARSDEBIT (₹)CREDIT (₹)1-APRIL-X19090REPORTING DATEOPENING AMORTISED COST OF INVESTMENTINTEREST INCOME (CALCULATED USING EIR)CASH INFLOW (COUPON RECEIPT)CLOSING AMORTISED COSTFAIR VALUE OF INVESTMENT AT REPORTING DATEGAIN/LOSS RECOGNISED IN AFS-RESERVECLOSING CARRYING VALUE OF INVESTMENTACCUMULATED GAIN / LOSS IN AFS-RESERVE(A)(B)(C)(D)(E)= (B)+(C)-(D)(F)(H) = (F) - (E)(I) = (E) + (H)(J)31-MAR-X2906.725191.7288-3.7288-3.7231-MAR-X391.726.85593.57962.4396-1.2931-MAR-X493.576.99103295.56-- -1.15PARTICULARSDEBIT (₹)CREDIT (₹)31-MAR-X25 1.726.72 3.723.72 31-MAR-X35 1.856.85 2.432.43 31-MAR-X41.99 56.99 103 1.1598 5 1.15PARTICULARSDEBIT (₹)CREDIT (₹)1-APRIL-X19090REPORTING DATEOPENING CARRYING VALUE OF INVESTMENTINTEREST INCOMECASH INFLOW (COUPON RECEIPT)CARRYING VALUE OF INVESTMENTFAIR VALUE OF INVESTMENT AT REPORTING DATEFAIR VALUE GAIN/LOSS RECOGNISED IN P&L A/CCLOSING CARRYING VALUE OF INVESTMENT(A)(B)(C)(D)(E)= (B)+(C)-(D)(F)(H) = (F) - (E)(I)=(E)+(H)31-MAR-X29055909559531-MAR-X395559592-392PARTICULARSDEBIT (₹)CREDIT (₹)31-MAR-X255 5530-MAR-X355 33

MUMBAI, India, April 27 -- Reserve Bank of India issued the following notification: RBI/2026-27/34 DOR.STR.REC.9/00-00-001/2026-27 April 27, 2026 Reserve Bank of India (Commercial Banks - Classification, Valuation, and Operation of Investment Portfolio)- Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Classification, Valuation, and Operation of Investment Portfolio) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. Consequent to the is...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - CREDIT CARDS AND DEBIT CARDS: ISSUANCE AND CONDUCT) - AMENDMENT DIRECTIONS, 2026

MUMBAI, India, April 27 -- Reserve Bank of India issued the following notification: RBI/2026-27/29 DOR.STR.REC.11/24-01-041/2026-27 April 27, 2026 Reserve Bank of India (Commercial Banks - Credit Cards and Debit Cards: Issuance and Conduct) - Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Credit Cards and Debit Cards: Issuance and Conduct) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. Consequent to the issuance of Reserve Bank of I...