RESERVE BANK OF INDIA (SMALL FINANCE BANKS - PRUDENTIAL NORMS ON CAPITAL ADEQUACY) SECOND AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/218 DOR.CRE.REC.409/21-01-002/2025-26 February 13, 2026 Reserve Bank of India (Small Finance Banks - Prudential Norms on Capital Adequacy) Second Amendment Directions, 2026 Please refer to the Reserve Bank of India (Small Finance Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the issuance of the Reserve B...


RESERVE BANK OF INDIA (SMALL FINANCE BANKS - CONCENTRATION RISK MANAGEMENT) AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/217 DOR.CRE.REC.408/07-03-002/2025-26 February 13, 2026 Reserve Bank of India (Small Finance Banks - Concentration Risk Management) Amendment Directions, 2026 Please refer to the Reserve Bank of India (Small Finance Banks - Concentration Risk Management) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the issuance of the Reserve Bank of India (Small F...


RESERVE BANK OF INDIA (SMALL FINANCE BANKS - CREDIT FACILITIES) AMENDMENT DIRECTIONS, 2026ELIGIBLE SECURITIESLTV CEILINGAS PER BANK'S POLICYAS APPLICABLE IN CASE OF LOANS AGAINST GOLD AND SILVER COLLATERAL60 PER CENT75 PER CENT85 PER CENT 85 PER CENT 75 PER CENT

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/216 DOR.CRE.REC.407/07-01-002/2025-26 February 13, 2026 Reserve Bank of India (Small Finance Banks - Credit Facilities) Amendment Directions, 2026 Please refer to Reserve Bank of India (Small Finance Banks - Credit Facilities) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, in exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation Act...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - UNDERTAKING OF FINANCIAL SERVICES) - AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/215 DOR.CRE.REC.406/24-01-041/2025-26 February 13, 2026 Reserve Bank of India (Commercial Banks - Undertaking of Financial Services) - Amendment Directions, 2026 Please refer to the Reserve Bank of India (Commercial Banks - Undertaking of Financial Services) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the issuance of the Reserve Bank of India (Com...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - FINANCIAL STATEMENTS: PRESENTATION AND DISCLOSURES) - THIRD AMENDMENT DIRECTIONS, 2026SR. NO.PARTICULARSCURRENT YEARPREVIOUS YEAR(I)(II)(III)(IV)(V)(VI) (VII)(VIII)(XI)(X)(XI)

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/214 DOR.CRE.REC.405/21.04.018/2025-26 February 13, 2026 Reserve Bank of India (Commercial Banks - Financial Statements:Presentation and Disclosures) - Third Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Financial Statements: Presentation and Disclosures) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the issuanc...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - CREDIT FACILITIES) AMENDMENT DIRECTIONS, 2026ELIGIBLE SECURITIESLTV CEILINGAS PER BANK'S POLICYAS APPLICABLE IN CASE OF LOANS AGAINST GOLD AND SILVER COLLATERAL60 PER CENT75 PER CENT85 PER CENT 85 PER CENT 75 PER CENT

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/211 DOR.CRE.REC.402/07-01-001/2025-26 February 13, 2026 Reserve Bank of India (Commercial Banks - Credit Facilities) Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Credit Facilities) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, and in exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation Act, ...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - CONCENTRATION RISK MANAGEMENT) AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/212 DOR.CRE.REC.403/07-03-001/2025-26 February 13, 2026 Reserve Bank of India (Commercial Banks - Concentration Risk Management) Amendment Directions, 2026 Please refer to the Reserve Bank of India (Commercial Banks - Concentration Risk Management) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the issuance of the Reserve Bank of India (Commercial Ba...


RESERVE BANK OF INDIA (COMMERCIAL BANKS - PRUDENTIAL NORMS ON CAPITAL ADEQUACY) SECOND AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/213 DOR.CRE.REC.404/21-01-002/2025-26 February 13, 2026 Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Second Amendment Directions, 2026 Please refer to Reserve Bank of India (Commercial Banks - Prudential Norms on Capital Adequacy) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. On a review, consequent to the issuance of the Reserve Bank of Ind...


RESERVE BANK OF INDIA (NON-BANKING FINANCIAL COMPANIES - CREDIT FACILITIES) AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/209 DOR.STR.REC.412/21-07-001/2025-26 February 13, 2026 Reserve Bank of India (Non-Banking Financial Companies - Credit Facilities) Amendment Directions, 2026 Please refer to Reserve Bank of India (Non-Banking Financial Companies - Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2026. 2. Consequential to the aforesaid Amendment Directions, in exercise of the pow...


RESERVE BANK OF INDIA (RURAL CO-OPERATIVE BANKS - INCOME RECOGNITION, ASSET CLASSIFICATION AND PROVISIONING) AMENDMENT DIRECTIONS, 2026

MUMBAI, India, Feb. 13 -- Reserve Bank of India issued the following notification: RBI/2025-26/208 DOR.STR.REC.411/21-04-048/2025-26 February 13, 2026 Reserve Bank of India (Rural Co-operative Banks - Income Recognition, Asset Classification and Provisioning) Amendment Directions, 2026 Please refer to Reserve Bank of India (Rural Co-operative Banks - Income Recognition, Asset Classification and Provisioning) Directions, 2025 (hereinafter referred to as 'the Directions'). 2. With a view t...