RBI RELEASES THE FINANCIAL STABILITY REPORT, DECEMBER 2025

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: Today, the Reserve Bank released the December 2025 edition of the Financial Stability Report (FSR), which reflects the collective assessment of the Sub-Committee of the Financial Stability and Development Council (FSDC) on the resilience of the Indian financial system and risks to financial stability. Highlights: * Global economy has been resilient, supported by fiscal measures, front-loaded trade, and stron...


SECTORAL DEPLOYMENT OF BANK CREDIT - NOVEMBER 2025

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: Data on sectoral deployment of bank credit for the month1 of November 2025, collected from 41 select scheduled commercial banks (SCBs) which together account for about 95 per cent of the total non-food credit by all SCBs, are set out in Statements I and II. On a year-on-year (y-o-y) basis, non-food bank credit2 grew3 by 11.4 per cent as on the fortnight ended November 28, 2025, compared to 10.6 per cent during...


DIRECTIONS UNDER SECTION 35A READ WITH SECTION 56 OF THE BANKING REGULATION ACT, 1949 - INNOVATIVE CO-OPERATIVE URBAN BANK LIMITED, DELHI - EXTENSION OF PERIOD

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: The Reserve Bank of India issued Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 to Innovative Co-operative Urban Bank Limited, Delhi vide Directive No. DEL.DOS.EXG_SSM.No.S143/12-10-005/2025-2026 dated July 03, 2025 for a period of 06 months up to close of business on January 04, 2026. The Reserve Bank of India is satisfied that in the public interest, it is necessary to fu...


RBI TO CONDUCT OVERNIGHT VARIABLE RATE REPO (VRR) AUCTION UNDER LAF ON JANUARY 01, 2026

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: On a review of current and evolving liquidity conditions, it has been decided to conduct a Variable Rate Repo (VRR) auction on Thursday, January 01, 2026, as under: Sl. No. Notified Amount (₹ crore) Tenor (day) Window Timing Date of Reversal 1 1,00,000 1 9:30 AM to 10:00 AM January 02, 2026 (Friday) 2. The operational guidelines for the auction will be same as given in Reserve Bank's Press Release 20...


PREMATURE REDEMPTION UNDER SOVEREIGN GOLD BOND (SGB) SCHEME - REDEMPTION PRICE FOR PREMATURE REDEMPTION OF SGB 2018-19 SERIES IV DUE ON JANUARY 01, 2026

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: In terms of GOI notification F.No.4(22)-B(W&M)/2018 dated October 08, 2018 (SGB 2018-19 Series-IV-Issue date January 01, 2019) on Sovereign Gold Bond Scheme, premature redemption of Gold Bond may be permitted after fifth year from the date of issue of such Gold Bond on the date on which interest is payable. Accordingly, the due date of premature redemption of the above tranche shall be on January 01, 2026. 2. F...


FINAL REDEMPTION UNDER SOVEREIGN GOLD BOND (SGB) SCHEME - REDEMPTION PRICE FOR FINAL REDEMPTION OF SGB 2017-18 SERIES-XIV DUE ON JANUARY 01, 2026

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: In terms of GOI notification F.No.4(25)-(W&M)/2017 dated October 06, 2017 (SGB 2017-18 Series-XIV-Issue date January 01, 2018) on Sovereign Gold Bond Scheme, the Gold Bond shall be repayable on the expiration of eight years from the date of issue of the Gold Bonds. Accordingly, the final redemption date of the above tranche shall be January 01, 2026. 2. Further, the redemption price of SGB shall be based on sim...


LENDING AND DEPOSIT RATES OF SCHEDULED COMMERCIAL BANKS - DECEMBER 2025

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during the month of December 2025 are set out in Tables 1 to 7. Highlights: Lending Rates: * The weighted average lending rate (WALR) on fresh rupee loans of SCBs stood at 8.71 per cent in November 2025 (8.61 per cent in October 2025). * The WALR on outstanding rupee lo...


MONTHLY DATA ON INDIA'S INTERNATIONAL TRADE IN SERVICES FOR THE MONTH OF NOVEMBER 2025

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: The value of exports and imports of services during November 2025 are presented in the following table. International Trade in Services (US$ million) Month Receipts (Exports) Payments (Imports) July - 2025 33,745 (10.5) 17,296 (8.5) August - 2025 31,196 (2.9) 15,593 (-5.3) September - 2025 36,680 (12.7) 17,845 (7.9) October - 2025 35,167 (2.2) 17,729 (2.9) November - 2025 34,262 (6.7) 16,877 (-2.1) N...


DATA ON INDIA'S INVISIBLES FOR SECOND QUARTER (JULY-SEPTEMBER) OF 2025-26

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: The Reserve Bank today released data on India's invisibles as per the IMF's Balance of Payments and International Investment Position Manual (BPM6) format for July-September of 2025-26. Ajit Prasad Deputy General Manager (Communications) Press Release: 2025-2026/1815 Disclaimer: Curated by HT Syndication....


INDIA'S INTERNATIONAL INVESTMENT POSITION (IIP), SEPTEMBER 2025

MUMBAI, India, Dec. 31 -- Reserve Bank of India issued the following press release: Today, the Reserve Bank released data relating to India's International Investment Position for end-September 2025[1]. Key Features of India's IIP in end-September 2025: * Net claims of non-residents on India declined by US$ 38.4 billion during Q2:2025-26 and stood at US$ 274.3 billion as at end-September 2025. It was a combined impact of decrease in foreign-owned assets in India (US$ 29.8 billion) and incre...